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Storms like the August 2020 derecho or the floods of 2008, can lead to serious damage to your home’s interior. While damage to your home’s interior can be a heart-wrenching experience, it can also be an opportunity to start afresh. Storm, flooding, and fire damage to your residential home is the perfect opportunity to re-create a new interior space that better suits your personal needs and taste.
Believe it or not, in many cases you can use the money you receive from an insurance claim to renovate your home. You will want to check with your insurance broker and the institution that holds your mortgage before proceeding; however, homeowners are often able to work with these interested parties to get renovations and upgrades approved.
Typically, money received as part of an insurance claim is designated to restore the property to the condition it was in before the damage occurred. That means that any extra expenses incurred in renovation due to upgrades, remodeling, and changes to floor plans will need to be covered by the homeowner. Nevertheless, the homeowner’s overall out-of-pocket expense for such renovation projects can be substantially reduced.
Depending on the extent of the damage to your home, you may want to consider rearranging the floorplan as part of any renovation project. Your home’s layout may have suited your needs at the time of purchase; however, as you and your family’s lifestyles have changed, your home’s original floorplan may no longer be as convenient.
Perhaps your children have grown up and are now living on their own. Or, you’d like to expand the kitchen to make meal preparation easier and increase the value of your home. Maybe, you would just like to add more closet and storage space.
All of these changes can be incorporated into your home renovation and restoration after it has been damaged. At Premier Construction, we highly recommend that you consult with an architect to have plans drawn up before making major changes to the layout of your home.
Another great idea would be to keep the existing layout and make cosmetic changes that better suit your individual preferences. These smaller changes are more easily accommodated and require less approval from your homeowner’s insurance and mortgage lender.
Give your dining room a makeover by replacing your carpeted floor with beautiful hardwood or laminate flooring. Upgrade your kitchen by installing custom-crafted cabinetry and granite countertops.
Have you always felt that the damaged room needs additional lighting? You can have your contractor add more or larger light fixtures to brighten up the space.
If you have storm, flooding, or fire damage, you need a contractor that you can trust to restore your peace of mind as well as your home’s value. Premier Construction is the right choice for your restoration and renovation needs. We work closely with homeowners, your insurance agency, and mortgage lender to ensure that your insurance claim goes smoothly and you are completely satisfied with our work. Contact us today to see how we can help you with your home renovation project.